I have a fat wallet! Now normally, if I were to say that, I would get excited because it would seem that it was fat for a reason… filled with a lot of bills that are green in color. That’s the good kind of fat wallet. Unfortunately, my wallet is not fat for that reason. Follow along and let me explain.
Ever since I was young and had a little money, I’ve always carried a wallet. I remember seeing my dad with his wallet and wanted to emulate him by carrying one, too. Not that his wallet was loaded with a lot of cash, I just thought it was very cool and very grown-up. My dad had a wallet that held lots of, what I can only assume, was very important stuff.
As a child I remember going through it and seeing pictures, notes, credit cards and occasionally there was a few dollars in there. I would sometimes ask for one of those dollars to buy some candy or a drink and if he had it, he would happily oblige. My dad didn’t have a lot, but with what he had he was generous to a fault.
I remember wanting to be like my dad so much that I couldn’t wait to be old enough to have a wallet and fill it with things.
I’ve probably only had 3 or 4 wallets in my whole life. I tend to keep them probably for sentimental reasons or maybe I’m just too lazy to change them out with newer ones. Now, if you compare the number of wallets that I’ve had to the number of purses that my wife has had, I’m not sure if I could remember the number of bags that she has possessed since we have been together. She’s going to read this so I better lay off of her bag situation. 😊
My wallet has been on my mind the last few weeks not because I want to fill it (which I do, don’t get me wrong), but because of a recent road trip that I took with my wife, my brother-in-law and one of my adult sons.
My brother-in-law lives overseas and we were excited when he announced he was going to come and visit us. We had not seen him since before COVID and we really enjoy his company. After his long flight to the United States, we decided we would travel to our home state and visit family and reminisce about old times. We decided to drive rather than fly.
Now the drive is about 11 hours … it is a long drive that goes through some incredible scenery. It is a mixture of green countryside, desert landscape and mountains. This trip is always an amazing experience.
It was a great drive filled with music and conversation. I believe we solved the world’s problems on that drive, as well as rediscovered what it was like to move at our own pace and not be in a rush.
For me, there was only one problem. How should I how shall I say this in a delicate manner… my right rear backside hurt during the entire 11-hour trip.
After we arrived at our destination my brother-in-law noticed my limp and asked me about my discomfort. I explained that I had a difficult time sitting for so long. He looked at me and immediately diagnosed the problem. He asked me to take out my wallet so that he could examine it.
He said, “well that’s your problem, and it used to be mine. You have a fat wallet and that is possibly pinching a nerve on your backside, or you are sitting on it in such a way that is causing your soreness.”
He told me that he used to have the same problem with his wallet as it was thick and fat. He said that he did not know why he always felt discomfort in that area until he discovered it was because of the size of his wallet. He made the decision to simply empty his wallet of stuff that he didn’t need and carry a smaller one in his front pocket. Things immediately improved. He told me he even stopped going to his chiropractor.
He then pulled out this little piece of leather that held a few cards and his ID. I was astonished and asked, “that’s it?” He told me that giving up all the extra unnecessary things he was carrying around changed his life, at least in that area. I listened with interest but in my mind I was saying, “he’s crazy, where does he keep all the stuff that he may need.”
I didn’t think much of it after that initial conversation until we took the 11-hour trip back home and realized he was right. I needed to make a change and eliminate my fat wallet.
So, I started to go through my wallet to see what I needed to keep. And what I found was it was filled with a lot of things that were unnecessary, some things I didn’t even know I had and some things I had not seen nor thought about in years (PS, let me know if anyone is interested in an expired 2012 coupon for free fries). Since the invention of the camera phone, I don’t have pictures in my wallet anymore. Most things are digitally purchased now, therefore I don’t need a lot of paper money. And I have so many other things in that wallet that I am embarrassed to say are totally unnecessary. 
Here’s an actual picture of my current fat wallet. The picture does not do it justice of how uncomfortable this thing is in my back pocket.
I have started to research online new means for carrying around my stuff and have discovered that there is a world filled with sleek and functional wallets. My son even turned me on to this metal wallet that he keeps in his front pocket that produces his credit cards and ID at the push of a button.
It is time to get rid of my fat wallet and it’s time to get rid of the stuff inside that has no use.
So, what does this have to do with running an online business? Well, I’m glad you asked!
Having a wallet filled with a lot of things that are unnecessary is like having my computer filled with a lot of things and programs and documents that I absolutely do not need.
When I decided to start my online business, I began collecting stuff. I acquired so many articles, digital products, applications, bookmarks to links of online businesses and so much other stuff that I told myself I was going to need. To date, I have not referred to or used most of this material to assist me in my business ventures.
Fortunately, I’m frugal (that’s a fancy way of saying cheap) and I didn’t spend a lot of money on this stuff. I just collected it.
This is not the first time I’ve talked about this as I blogged before about it in a post titled Souvenir Obsession. I get trapped into my own sentiment and my foolish thinking that I might need to have this stuff someday.
I am currently in the process of cleaning out the stuff on my computer that I don’t need, don’t want or have forgotten that I even had. I have found that hitting the delete key and emptying the trash can is liberating! I have a long way to go as it seems I have collected quite a lot over the last few years.
I was recently on a call with one of my mentors and this topic was discussed in detail. The question was asked why we were hanging on to things that just didn’t matter? If we have everything we need and know where to find the resources we discover we are lacking, why do we need to continue collecting stuff or hanging on to things that are unnecessary.
That really hit home! I am using a system right now that is not only one size fits all, but has everything that I need to run my entire business. In the next few weeks I will be talking about this system and explaining its functionality and how it has simplified my business in a way where I don’t need to continue to acquire stuff. Stay tuned to my blog posts as I’m excited to be able to share this resource with you in the future.
Along with this system, I have my mentors and my peers to assist me when needed. I have a very supportive wife and family who believe in me. I have encouraging friends who are working their regular jobs but wonder how I’ve been able to sustain myself and my family while building this business.
I can’t wait to be able to share with them how I am running my business and I have no doubt that a few of them may want to follow along and become their own boss and take charge of their own future.
I am not sure where you live, but Tuesday is trash day for us. That’s the day that we get to take out all of our trash and recyclable material to the alley where the rubbish is picked up. Today might just be the day where I add to that pile by getting rid of some of the stuff that is cluttering my life in my wallet.
I am a work in progress, but I now ask myself three things before I acquire items for my business:
- Is this a true business need or just a reaction to pressure, trends, or fear of missing out?
- How will this integrate into my current systems or workflow—and what will it replace or improve?
- Will this contribute measurable value or growth to my business in the next 30–90 days?
What about you? Do you have unnecessary things that are clogging up your computer or clogging up your life or just plain being a distraction to your success? I challenge you to inventory your stuff and keep only the important things. Consider simplifying your life and business by eliminating some of your unnecessary stuff.
Now I’m off to continue to search for that sleek wallet that I can carry in my front pocket so that on my next long road trip I can focus on the scenery and not the pain in my…well you know!
“Clutter is not just the stuff on your floor—it’s anything that stands between you and the life you want to be living.” — Peter Walsh
“Business growth often requires cutting away the deadwood.” — Richard Branson
And of course, a few VERY BAD Dad jokes:
My wallet and I had a falling out…Now it’s feeling a little folded under pressure.
I told my clutter to clean up its act…It said, “I’m a mess-terpiece!”
Until next time, STAY FRESH, Friends!

**If you are curious about this process and wish to know more about an affiliate marketing business, please subscribe to my newsletter here to learn more. And please continue following my blog. My hope is not only to create the freedom I so long for but pass on what I have learned to others who have similar aspirations.

Hi Ernie! This made me laugh (see my blog post for today!)
This week, I got rid of most of my shoes. There was a Goodwill truck over by the local shopping center, and it was “stuff the truck” day. Not only did I fill 2 garbage bags of shoes that hurt my back when I walked in them, but also all of my husband’s clothing and shoes, too.
This so called “clearing” worked wonders for my productivity. I even applied for a “HELOC” and was approved. I can complete a few home improvement projects as well as pay off credit cards.
Onward!
Hi Kate – I am so glad you got a chuckle out of it…and I did read your post! Yes, laughter for the win!!! I commend you for decluttering like you did and for making the choices, and I bet they were difficult, to clear out a lot of stuff. I truly appreciate your visit and your nice comments and have a wonderful week!
Your posts are a guarantee smiler for me. Another post that made me laugh. Thank you. I can totally relate to the whole “fat wallet” situation—I’ve been there too! It’s crazy how much junk ends up in there, isn’t it? Expired vouchers, ancient receipt- it’s like a time capsule of randomness. And I love how you connected it to running an online business—it’s so true! We hang on to things (both physical and digital) because we think we might need them “one day,” but all they do is slow us down.
I’m actually feeling inspired now to do a little “spring cleaning” of my own. My computer files and emails could definitely use a tidy up too. Thanks for the nudge and the reminder that lighter is better! When I’m back from Scotland I’ll be on a mission. Organised house, organized mind! Ste will thank you! ha ha
Hi Sarah – A “guaranteed smiler”… that is such a nice thing to say, and I gratefully receive the compliment. You are right, it is amazing how much junk that we can acquire over a short or long period of time. It’s hard to get rid of things that we found once either so valuable or had the potential to be of use. Even now as I looked around my home office, I see things that I really don’t need that are just taking up space and don’t add value. Yikes, self-conviction is difficult but necessary! Thanks for your visit and for your very nice comments. Have a great week, my friend!
I have to say, I’ve had a smaller wallet in my front pocket for some time now and yup, back aches are gone!
One thing is for sure, having moved over 20 times by the time I was in my mid 40’s (being an Army brat & subsequently in the Army sure didn’t help), sure taught me one thing: decluttering is a strong word!
Everyone was amazed on how much little stuff I had. Don’t get me wrong, I do have a tendency of holding on to some stuff; my wife mentions regularly about all the nick nacks I have on my desk… (I’ve gotten wiser over the years and have stopped talking about her purses as well; safety first they say).
That being said, it definitely goes to say that we need to make sure that we do keep the good things we need for our business and get rid of those we aren’t using.
As always, great post my friend!
Hi Marc – I am glad to hear that the front pocket wallet is working for you and motivates me even more to reduce the clutter that I carry around. I can see that in your world minimizing the stuff that you have is necessary reading about your many, many moves. Thanks for your visit to my post and for your vote of confidence. It truly means a lot to me that others can identify with me in my situation.
This was such a fun and unexpectedly profound read, Ernie! You had me chuckling with the fat wallet dilemma (especially that expired 2012 coupon 🤣) and then nodding along when you tied it all back to digital and mental clutter in our businesses. It’s so true—sometimes we’re not weighed down by a lack of tools, but by “too many”. I love how you turned a road trip ache into a life and biz reset. And that three-question checklist? Gold. Definitely bookmarking this one as a reminder to declutter with purpose—both online and off! Looking forward to hearing more about that system you’re using.
Hi Alison – You are so incredibly kind and I appreciate your comments. I read them to my wife last evening and she agreed with me. If I can get even more deep, our life is like a big road trip and hanging on to unnecessary clutter can drag us down and is oftentimes painful. Thank you for your visit to my bog post!!!
Hi Ernie,
Your fat wallet story really connected with me, it’s such a clear way to show how new affiliates can get overwhelmed by unnecessary stuff in their businesses. I had a similar moment recently when I realized my laptop was cluttered with old files and folders from past affiliate marketing projects I thought I’d need. It was slowing me down, just like your wallet on that road trip! Your advice on decluttering and focusing on what truly matters is exactly what I need to streamline my approach as a beginner. I’m excited to learn more about that system you mentioned! Thanks for sharing such valuable insights, can’t wait for your next post!
Meredith
Hi Meredith – Isn’t it funny how we become used to all this stuff that we collect? I’m looking at a package in the corner of my home office right now that I had forgotten about. It’s just become part of the office and instead of taking action to review its contents and do something with it, I just gloss over it. That is so unproductive and so unnecessary on my part. The same can be said about laptops, as you mentioned above, or really anything in our lives, right? Thank you for your visit to my blog post and have a great week!